13-Week Cash Forecast

Not just a forecast — a decision simulator. Test the assumptions, find the fix, then act on it this week.

Driven by Rule Engine CF-01 · sample data

First cash gap

Week 5

w/c 12 Aug

Lowest cash point

-SAR 245K

week 5 · base -SAR 245K

Funding gap

SAR 245K

cash needed to stay above zero

Buffer target

SAR 341K short

target SAR 96K minimum cash

Closing Cash by Week

Your scenario against the base plan · red line marks zero

What Changed?

Your scenario compared with the base plan

You are looking at the base case — the plan as flagged by rule CF-01. Cash first goes below zero in week 5, with a funding gap of SAR 245K. Use the assumptions panel to test what fixes it — and what makes it worse.

Management Actions This Week

1Create SAR 245K of headroom before week 5: agree dated commitments with your two largest debtors and hold all non-essential spending until the gap clears.
2The single largest lever is an owner-level call to Gulf Horizon: SAR 577K of overdue cash sits outside this plan. Recovering even a quarter of it changes the picture.
3Sequence supplier payments: pay critical suppliers on time, give non-critical suppliers dated commitments one to two weeks later. Communicated early, this costs goodwill — not supply.

Scenario Assumptions

Change an assumption — everything recalculates instantly

Additional collection delayon top of observed behaviour

Collection realizationshare of planned receipts that arrives

Gulf Horizon recovery this weekSAR 577K sits outside the plan

Disputed receivables recoverySAR 310K disputed · settles week 4

Defer non-critical supplierscritical suppliers always paid on time

Minimum cash buffer targetin weeks of payroll & fixed costs

Owner emergency action

13-Week Cash Plan

Weekly detail · rows turn amber below the buffer target and red below zero

Wk	Week of	Opening	Collections	Critical suppliers	Other suppliers	Payroll & fixed	Net	Closing
W1	15 Jul	SAR 754K	SAR 149K	SAR 96K	SAR 272K	SAR 48K	-SAR 267K	SAR 487K
W2	22 Jul	SAR 487K	SAR 1.46M	SAR 664K	SAR 23K	SAR 48K	SAR 728K	SAR 1.21M
W3	29 Jul	SAR 1.21M	—	—	SAR 520K	SAR 48K	-SAR 568K	SAR 647K
W4	5 Aug	SAR 647K	—	—	SAR 7,500	SAR 48K	-SAR 56K	SAR 592K
W5	12 Aug	SAR 592K	SAR 484K	SAR 260K	SAR 1.01M	SAR 48K	-SAR 836K	-SAR 245K
W6	19 Aug	-SAR 245K	SAR 1.43M	—	—	SAR 48K	SAR 1.38M	SAR 1.14M
W7	26 Aug	SAR 1.14M	SAR 102K	SAR 308K	SAR 181K	SAR 48K	-SAR 435K	SAR 702K
W8	2 Sept	SAR 702K	SAR 145K	—	SAR 99K	SAR 48K	-SAR 1,300	SAR 700K
W9	9 Sept	SAR 700K	—	—	—	SAR 48K	-SAR 48K	SAR 652K
W10	16 Sept	SAR 652K	—	—	—	SAR 48K	-SAR 48K	SAR 604K
W11	23 Sept	SAR 604K	—	—	—	SAR 48K	-SAR 48K	SAR 556K
W12	30 Sept	SAR 556K	—	—	—	SAR 48K	-SAR 48K	SAR 508K
W13	7 Oct	SAR 508K	—	—	—	SAR 48K	-SAR 48K	SAR 460K

Synthetic demonstration for informational purposes. Deterministic scenario model — no AI model calls. Forecasts are illustrative and are not financial, tax, legal or audit advice. All figures are synthetic sample data.